William Shakespeare s Twelfth Night - 1106 Words

Quentin Scott Mrs. Zeigler AP Literature – Period 5 9 January 2017 Is This True Love? Why is love so popular? Almost every current movie have one thing in common: a love triangle between the characters. Before movies, people learned about love in literature. Even in the old literature, love was a common theme. In Shakespeare’s play â€Å"Twelfth Night†, different types of love between the characters are investigated. Each of the characters’ relationships play a role in the development of the story. The first and main type of love in â€Å"Twelfth Night is true love. The story’s plot is driven by the complicated love triangle between Orsino, Viola, and Olivia. However, Viola’s love is the only true, genuine love. In the story, Viola disguises herself†¦show more content†¦Orsino’s fake love is shown in his lust for Olivia. Orsino demonstrates his infatuation with Olivia when he says, â€Å"If music be the food of love play on, give me excess of it, that , surfeiting, The appetite may sicken and so die†¦Ã¢â‚¬ (Shakespeare 1.1). This statement shows that Orsino doesn’t understand true love but is fascinated with the idea of being in love. Orsini later states that â€Å"women are as roses whos fair flower, Being once displayed doth fall that very hours(Shakespeare II.IV). Orsini is saying that women’s beauty fades over time and how he favors what Olivia offers him now. I along with many experts believe that Shakespeare’s l iterary works reflected societal structure of his time. During the time this story was written, women were seen as inferior to men. This belief system is shown in Orsini’s distorted view of Olivia. Orsino doesn’t love Olivia, he sees her as an attractive object that can raise his status. Shakespeare also takes time to reveal self-love in his work. Self-appreciation is common and often beneficial to humans. Howver, too much can cause problems. In the play, Malvolio has issues with self-love. Malvolio’s love for himself is superficial and unilateral. Mythological critics argue that Shakespeare used Malvolio and his serious nature to symbolize of the aristocratic world. Personally, I agree with the critics. Malvolio acts as a reminder that the world is a serious place. While other characters areShow MoreRelatedWilliam Shakespeare s Twelfth Night2005 Words   |  9 Pagesrole that gender plays in Shakespeare’s work. Focus on Twelfth Night or King Lear—or discuss both plays together. Do you see these patterns repeated? Or do you see them being challenged and somehow undermined (implicitly or explicitly) in the plots and language of the play s)?† wants to know if Shakespeare wanted to break the pattern of women being passive objects to men in the literature. In the story Twelfth Night by William Shakespeare all of the roles are played by men. In the fifteenth centuryRead MoreWilliam Shakespeare s Twelfth Night1967 Words   |  8 Pages William Shakespeare’s â€Å"Twelfth Night† or â€Å"What You Will† was written around 1601-1602 with the primary performance being in February 1602. It is known to be a high point of Shakespearian comedy as it is one of Shakespeare’s finest works. Twelfth night was written to commemorate the close of the Christmas season being possibly one of the first ever holiday specials, kind of like the Middle Ages version of â€Å"Love Actually†. The play centres on the twins Viola and Sebastian, who are separated duringRead MoreWilliam Shakespeare s Twelfth Night Essay2147 Words   |  9 Pagesaffection for another person,† love takes on many forms throughout life and literature (Merriam-Webster). Through its passionate drama and witty repartee, Twelf th Night, by William Shakespeare, explores the intricate, and often complicated, realm of interpersonal love. By tracing the intertwining storylines of four unique characters, Shakespeare communicates the futility of self-love, the desperation of hopeless love, and the immeasurable virtue of selfless love. An after-effect of human’s sinfulRead MoreWilliam Shakespeare s Twelfth Night947 Words   |  4 PagesLove affection Recently, I’ve been reading an intriguing play, Twelfth Night, which was written by William Shakespeare. What interests me in this play most is the fact that there are a lot of love interests. Duke Orsino is greatly attracted to a gentlewoman called Olivia. However, despite his attempts to court her, she rejects his approaches as she claims to be in a period of mourning for her dead brother which has been going on for seven years. Olivia forms a tight friendship with Viola, a womanRead MoreWilliam Shakespeare s Twelfth Night1436 Words   |  6 PagesWilliam Shakespeare is perhaps one of the most famous writers of English literature. His writings and plays have touched the lives of many people. At some point in our lives, whether we are aware of it or not, we have all come across a poem, play or perhaps even an old adage that was written by William Shakespeare that has captured our attention. I still remember the very first time I read Romeo and Juliet in high school. The st ory was one of the most memorable pieces of literature that I recallRead MoreWilliam Shakespeare s Twelfth Night1502 Words   |  7 PagesThe very ï ¬ rst word following the dramatis personae in the text of William Shakespeare s comedy, Twelfth Night, or What You Will, is Music. The first thing that playgoers hear at the beginning is music. This music is being played for a duke, a powerful lord residing over the setting of all the characters. He is surrounded by other lords and his attendant, Curio. The duke, Orsino, cannot help but comment: If music be the food of love, play on, Give me excess of itRead MoreWilliam Shakespeare s Twelfth Night1155 Words   |  5 Pagesmany aspects. Sometimes they may try to force people to act upon certain rules that define their place in society. They often try to meet expectations that society has made for them based on gender and social status. William Shakespeare reinforces these ideas in his play Twelfth Night, which introduces many meaningful messages about situations that still occur in society today. He clearly develops important themes worthy of analysis. A few of these strong themes are about stereotypes and society’sRead MoreWilliam Shakespeare s Twelfth Night1218 Words   |  5 PagesTwelfth Night, a romantic piece by William Shakespeare expresses a complex love triangle in the village of Illyria. One of the primary protagonists, Viola is washed up onto the shores during violent storms that separate her and her biological twin brother Sebastian. Viola is uncertain if her brother Sebastian survived. It is a coincidence, that the tragic shipwreck carried Viola to the enemy state (Illyria). Unfortunately, this forces the character to go into disguise in order to survive on the maleRead MoreWilliam Shakespeare s Twelfth Night1979 Words   |  8 Pageshas died. This is extremely emotionally tolling both on the nurses and the patients and lying seems like a kinder option. A situation such as this one would be deception to gain something but is helping the person being lied to. In William Shakespeare s Twelfth Night, one main characters, Viola, wakes up on the shores of Illyria after a shipwreck in which her brother has presumably died. She formulates a plan to work for the Duke, Orsino who is hopelessly in love with the sought-after Olivia. ThisRead MoreWilliam Shakespeare s Twelfth Night1162 Words   |  5 PagesShakespeare, the favorite dramatist of all time fascinates himself with the usage of the language of Elizabethan poetic drama. His plays were lived to a full appreciation an d pleasure. One of his most common plays full of comedies, twelfth night published in 1623, was written with a well hatched plot where the analysis on love is brought in both comic and tragic situation. The reader will note the three very different story lines within these paragraphs. The following prognostications will outline

Patient Centered Pain Control Of Elderly People With Dementia

Patient Centered Pain Control in Elderly People with Dementia There is a growing geriatric population of people with dementia (the subpopulation) throughout the world that are living in pain constantly. Because dementia as a condition with multifaceted symptomology manifested by advancing overall decline of cognitive ability, it causes severe and distinctive barriers to pain assessment and pain management in this subpopulation. The existence of multiple comorbidities, polypharmacy and the declining cognition in this subpopulation results in a much more complex pain symptomology. Zwakhalen, Hamers, Abu-Saad, and (replaced with and) Berger, (2006), explain that common behaviors associated with pain may be absent or difficult to interpret in this subpopulation because some dementia symptoms may be an indication of pain, but such behavior, however, might also be incorrectly interpreted as a symptom of dementia. Therefore, pain in this subpopulation is exceptionally challenging to evaluate and manage as a result of this difficulty. Although there have been many improvements in health care, pain in this subpopulation is often undertreated and at times it is not addressed at all. Behavioral expressions of untreated pain in this subpopulation are common and the inappropriate prescription of psychotropic medication to mask the behavioral manifestations of pain instead of addressing the pain causing the behavioral symptoms is the norm (Achterberg et. al., 2013, p. 1479).Show MoreRelatedPatient Centered Pain Control Of Elderly People With Dementia2244 Words   |  9 PagesPatient Centered Pain Control in Elderly People with Dementia There is a growing geriatric population of people with dementia throughout the world that are living in pain constantly. Because dementia as a condition with multifaceted symptomology manifested by advancing overall decline of cognitive ability, it causes severe and distinctive barriers to pain assessment and pain management in this population. The existencee of multiple comorbidities, polypharmacy and the declinining cognition in thisRead MoreAnalgesic and Facilitator Pain Assessment5740 Words   |  23 Pageswritten reference page in APA format †¢ Another format approved by your facilitator Pain Assessment in Persons with Dementia: Relationship Between Self-Report and Behavioral Observation Ann L. Horgas, RN, PhD,ÃÆ' Amanda F. Elliott, ARNP, PhD,w and Michael Marsiske, PhDz OBJECTIVES: To investigate the relationship between self-report and behavioral indicators of pain in cognitively impaired and intact older adults. DESIGN: Quasi-experimental, correlational study of older adultsRead MoreDementia: How and Whom Does It Affect?5576 Words   |  23 PagesRunning Head: DEMENTIA: HOW AND WHOM DOES IT AFFECT? 1 Dementia: How and Whom Does it Affect? Liberty University COUNS 502 B-23LUO Instructor: Dr. Richard Pace Shelly M. Becker March 5, 2013 DEMENTIA: HOW AND WHOM DOES IT AFFECT? 2 Abstract Although dementia is often viewed as an â€Å"old person’s disorder, its effects ripple down in many directions such as family, caregivers, finances, and the healthcare systemRead MoreTotal Care Nursing Home s ( Tcnh ) Rehabilitation Therapy Program3864 Words   |  16 PagesDescription of Organization: Total Care Nursing Home’s (TCNH) rehabilitation therapy program is designed to produce positive outcomes in the restoration of patients’ lives by providing Physical Therapy, Occupational Therapy, and Speech Therapy. TCNH provides treatment specifically tailored to patients’ needs and capabilities. During the admission process TCNH designs a personalized treatment plan by conducting a rehabilitation therapy screening that takes into consideration each patient’s medicalRead MoreAbnormal Psychology Terms9960 Words   |  40 Pagesscores low on extroversion and agreeableness, but high on neuroticism. Looks like schizoid personality disorder to me. the therapist being quoted is using what instrument to make the diagnosis theres nothing out there for me. i cant stand other people, and i cant stand myself, either. I am just really mad right now. such a statement would most likely be made by someone with which personality disorder what is over there? asks the chi ld, pointing to a distant object, Does it belong to you?Read MoreHealthcare Management Practices For Occupational Therapists2234 Words   |  9 Pageshealth care services provided under primary care, which is non-allied health care. Practitioners can make better health care management possible through improvement of patient emotional and psychological well-being. For example, among patients with the neuropsychiatric symptoms (NPS) of dementia NPS are associated with, â€Å"poor patient and caregiver outcome, including increased health care utilization, excess morbidity and mortality, and earlier nursing home placement, as well as caregiver stress, depressionRead More Medical Sociology Essay3862 Words   |  16 Pagesdistance between health care professionals and patients are only few highlights of this crisis. What is different about our current crisis is the approach that is taken in order to solve these problems. Present discussion of the health care crisis centers around economic and political issues, and moreover, many health care workers and sociologists are concerned that such a discussion has shifted the emphasis away from the people in the system--the patients and the medical staff. In response, soc iologistsRead MoreEffects Of Depression On Older Adults6297 Words   |  26 PagesOlder adults are the fastest growing segment of the population and it is projected that by 2030 their size will increase by 7% equaling 20% of the total U.S. population (U.S. Census Bureau, 2014; Center for Disease Control and Prevention [CDC] Merck Foundation, 2007). Due to the current and expected shift in the demographics, late-life depression has become a public health concern and has increased the demand for mental health services for older Americans (CDC National Association of ChronicRead MoreAdvancing Effective Communicationcommunication, Cultural Competence, and Patient- and Family-Centered Care Quality Safety Equity53293 Words   |  214 PagesAdvancing Effective Communication, Cultural Competence, and Patient- and Family-Centered Care A Roadmap for Hospitals Quality Safety Equity A Roadmap for Hospitals Project Staff Amy Wilson-Stronks, M.P.P., Project Director, Health Disparities, Division of Quality Measurement and Research, The Joint Commission. Paul Schyve, M.D., Senior Vice President, The Joint Commission Christina L. Cordero, Ph.D., M.P.H., Associate Project Director, Division of Standards and Survey Methods, The JointRead MoreNursing Essay41677 Words   |  167 Pagesand do not necessarily reflect the view of the organizations or agencies that provided support for this project. International Standard Book Number 0-309-XXXXX-X (Book) International Standard Book Number 0-309- XXXXX -X (PDF) Library of Congress Control Number: 00 XXXXXX Additional copies of this report are available from the National Academies Press, 500 Fifth Street, N.W., Lockbox 285, Washington, DC 20055; (800) 624-6242 or (202) 334-3313 (in the Washington metropolitan area); Internet, http://www Patient Centered Pain Control Of Elderly People With Dementia Patient Centered Pain Control in Elderly People with Dementia There is a growing geriatric population of people with dementia throughout the world that are living in pain constantly. Because dementia as a condition with multifaceted symptomology manifested by advancing overall decline of cognitive ability, it causes severe and distinctive barriers to pain assessment and pain management in this population. The existencee of multiple comorbidities, polypharmacy and the declinining cognition in this population result in a much more complex pain symptomology. Zwakhalen, Hamers, Abu-Saad, Berger, (2006), explain that common behaviors associated with pain may be absent or difficult to interpret in this population because some dementia symptoms may be an indication of pain, but such behavior, however, might also be incorrectly interpreted as a symptom of dementia. Therefore, pain in this population is exceptionally challenging to evaluate and manage as a result of this difficulty. Although there have been many improvements in health care, pain in the elderly people with dementia is often undertreated and at times it is not addressed at all. Behavioral expressions of untreated pain in this population are common and the inappropriate prescription of psychotropic medication to mask the behavioral manifestations of pain instead of addressing the pain causing the behavioral symptoms is the norm (Achterberg et. al., 2013, p. 1479). Untreated pain in this population is also a majorShow MoreRelatedPatient Centered Pain Control Of Elderly People With Dementia6067 Words   |  25 Pagesâ€Æ' Patient Centered Pain Control in Elderly People with Dementia There is a growing geriatric population of people with dementia (the subpopulation) throughout the world that are living in pain constantly. Because dementia as a condition with multifaceted symptomology manifested by advancing overall decline of cognitive ability, it causes severe and distinctive barriers to pain assessment and pain management in this subpopulation. The existence of multiple comorbidities, polypharmacy and the decliningRead MoreAnalgesic and Facilitator Pain Assessment5740 Words   |  23 Pageswritten reference page in APA format †¢ Another format approved by your facilitator Pain Assessment in Persons with Dementia: Relationship Between Self-Report and Behavioral Observation Ann L. Horgas, RN, PhD,ÃÆ' Amanda F. Elliott, ARNP, PhD,w and Michael Marsiske, PhDz OBJECTIVES: To investigate the relationship between self-report and behavioral indicators of pain in cognitively impaired and intact older adults. DESIGN: Quasi-experimental, correlational study of older adultsRead MoreDementia: How and Whom Does It Affect?5576 Words   |  23 PagesRunning Head: DEMENTIA: HOW AND WHOM DOES IT AFFECT? 1 Dementia: How and Whom Does it Affect? Liberty University COUNS 502 B-23LUO Instructor: Dr. Richard Pace Shelly M. Becker March 5, 2013 DEMENTIA: HOW AND WHOM DOES IT AFFECT? 2 Abstract Although dementia is often viewed as an â€Å"old person’s disorder, its effects ripple down in many directions such as family, caregivers, finances, and the healthcare systemRead MoreTotal Care Nursing Home s ( Tcnh ) Rehabilitation Therapy Program3864 Words   |  16 PagesDescription of Organization: Total Care Nursing Home’s (TCNH) rehabilitation therapy program is designed to produce positive outcomes in the restoration of patients’ lives by providing Physical Therapy, Occupational Therapy, and Speech Therapy. TCNH provides treatment specifically tailored to patients’ needs and capabilities. During the admission process TCNH designs a personalized treatment plan by conducting a rehabilitation therapy screening that takes into consideration each patient’s medicalRead MoreAbnormal Psychology Terms9960 Words   |  40 Pagesscores low on extroversion and agreeableness, but high on neuroticism. Looks like schizoid personality disorder to me. the therapist being quoted is using what instrument to make the diagnosis theres nothing out there for me. i cant stand other people, and i cant stand myself, either. I am just really mad right now. such a statement would most likely be made by someone with which personality disorder what is over there? asks the chi ld, pointing to a distant object, Does it belong to you?Read MoreHealthcare Management Practices For Occupational Therapists2234 Words   |  9 Pageshealth care services provided under primary care, which is non-allied health care. Practitioners can make better health care management possible through improvement of patient emotional and psychological well-being. For example, among patients with the neuropsychiatric symptoms (NPS) of dementia NPS are associated with, â€Å"poor patient and caregiver outcome, including increased health care utilization, excess morbidity and mortality, and earlier nursing home placement, as well as caregiver stress, depressionRead More Medical Sociology Essay3862 Words   |  16 Pagesdistance between health care professionals and patients are only few highlights of this crisis. What is different about our current crisis is the approach that is taken in order to solve these problems. Present discussion of the health care crisis centers around economic and political issues, and moreover, many health care workers and sociologists are concerned that such a discussion has shifted the emphasis away from the people in the system--the patients and the medical staff. In response, soc iologistsRead MoreEffects Of Depression On Older Adults6297 Words   |  26 PagesOlder adults are the fastest growing segment of the population and it is projected that by 2030 their size will increase by 7% equaling 20% of the total U.S. population (U.S. Census Bureau, 2014; Center for Disease Control and Prevention [CDC] Merck Foundation, 2007). Due to the current and expected shift in the demographics, late-life depression has become a public health concern and has increased the demand for mental health services for older Americans (CDC National Association of ChronicRead MoreAdvancing Effective Communicationcommunication, Cultural Competence, and Patient- and Family-Centered Care Quality Safety Equity53293 Words   |  214 PagesAdvancing Effective Communication, Cultural Competence, and Patient- and Family-Centered Care A Roadmap for Hospitals Quality Safety Equity A Roadmap for Hospitals Project Staff Amy Wilson-Stronks, M.P.P., Project Director, Health Disparities, Division of Quality Measurement and Research, The Joint Commission. Paul Schyve, M.D., Senior Vice President, The Joint Commission Christina L. Cordero, Ph.D., M.P.H., Associate Project Director, Division of Standards and Survey Methods, The JointRead MoreNursing Essay41677 Words   |  167 Pagesand do not necessarily reflect the view of the organizations or agencies that provided support for this project. International Standard Book Number 0-309-XXXXX-X (Book) International Standard Book Number 0-309- XXXXX -X (PDF) Library of Congress Control Number: 00 XXXXXX Additional copies of this report are available from the National Academies Press, 500 Fifth Street, N.W., Lockbox 285, Washington, DC 20055; (800) 624-6242 or (202) 334-3313 (in the Washington metropolitan area); Internet, http://www

Trends Impacting Marketing free essay sample

Define Marketing and discuss how its more than just telling and selling process used to determine what products or services may be of interest to customers, and the strategy to use in sales, communications and business development 2. ) Marketing has been criticized because it makes people buy things that dont really need refute or support this accusation most of the time that is the case, most people dont realize that they have what they need in their homes, they way you present an item is what make people buy, you need to present a product that makes people think they dont have it and they have to it . ) Discuss the 2 important questions a marketing manager must answer when designing a winning marketing strategy. how should a manager approach finding answers to these questions? 4. ) What are the 5 different marketing management orientations? which orientation do you believe Apple follows when marketing products such as iphone or ipad? production, product, selling, marketing concept, societal 5. We will write a custom essay sample on Trends Impacting Marketing or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Explain the difference between share of customer and customer equity, why are these concepts important to marketers? share of customer: hold the right to vote: where as the equity is just the dollar amount that customer invest. 6. ) Discuss trends impacting marketing and the implications of these trends on how marketers deliver value to customers? trends would be the growing use of the internet and marketers need to focus on how to truly grab and hold the attention of the stay at home shopper.

Theories of Criminology and the Departed free essay sample

Theories of Criminology and The Departed Martin Scorceses film, The Departed, gives a great depiction of contrasting theories of the origins of crime, and how they may be applied to each character. Each of the four major theories, Choice Theory, Trait Theory, Social Structure Theory, and Social Process Theory can be seen to be accurate at one or more points in the film, but the film ultimately advocates for Choice Theory. We will write a custom essay sample on Theories of Criminology and the Departed or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Each of the major characters has the opportunity to choose who they ultimately want to be. From the moment that the over-arching villain of the film, Frank Costello, is introduced it is apparent how he understand his place in the framework of things. He states, l dont want to be a product of my environment. I want my environment to be a product of me. In this one statement he refutes the effect of Social Structure and Social Process theories on himself, and advocates for Choice Theory. He has made the choice to become who he is, and to engage in criminal activities. He did not have it dictated to him because of his environment, or his exposure to criminal ctivities. It was a choice. This is contrasted with the two central figures in the film, undercover state police officer Billy Costigan, and Costellos mole on the inside of the state police, Colin Sullivan. Fresh out of the police academy Costigan is confronted not only with his past and upbringing, as a two parent, two accent, mixture of North shore and South Boston, but also with his family connections with South Boston organized crime through his fathers side of the family. He has the family traits to Justify his being nvolved in criminal activities, but lacked the poor upbringing (Social Structure) that could have been expected for someone with his connections. It isnt until he is sent undercover, through the prison system and his low level criminal cousin, that he exposed to criminal activities in a major way (Social Process). Even as he becomes more involved in the day to day criminal activities of the Costello organization, he makes a choice to remain a loyal state police officer and completes his assignment, ven to the point where it leads to his death. Sullivan is the opposite story. He was raised in the poor area of South Boston, that was under the sway of the Costello organization (Social Structure), but did not have the family connections of Costigan. He was groomed into the inner circles of the organization by Costello himself from a very early age, getting frequent and early exposure to criminal activities (Social Process), with the ultimate idea that he would become an informant on the inside of the state police. He grows up being completely oyal to the organization that he grew up in, but when presented with the chance to stop functioning in the criminal enterprise, and become legitimate upon Costellos death, he makes the attempt to. He chooses to leave crime behind until he is confronted and threatened by Costigans undercover work. Each of these major characters could have been explained by competing theories of criminology, but ultimately the film portrays a situation where they are all making a choice of who they are and what theyll do. Theories of Criminology and the Departed By macbezz

An Example Synopsis for Book-Length Fiction

An Example Synopsis for Book-Length Fiction Authors going through the manuscript querying process or entering writing contests must provide a synopsis of their work, along with a portion of the manuscript. After writing a 65,000+ page work, it can be hard to narrow that down to a 1-page synopsis, especially if youve invested a lot of time and emotion into the plot. You might be asking yourself: Whats important to note? What should be left out? And most of all, how can I compress a complicated plotline into 1 page of writing?To help authors through this process, weve provided example synopsis of a popular thriller, Girl With The Dragon Tattoo. In this example, youll see what needs to be included, as well as how to match the style and feel of the manuscript with the synopsis of it.Dos and dontsDO write in active voice and show the entire narrative arc.DO write clearly but show your voice.DO show how major conflicts are resolved in the last paragraph.DO begin with a strong paragraph identifying your protagonist, conflict, and set ting.DONT include too much detail about plot turns and twists.DONT write a back-cover blurb instead of a synopsis.DONT mention too many characters or events.DONT go over 1 page, single-spaced.The synopsis formatBegin with a strong paragraph identifying your protagonist, problem or conflict, and setting.The next paragraph should convey any major plot turns or conflicts necessary and any characters that should be mentioned in order for your book summary to make sense to whoever is reading it.Indicate how major conflicts are resolved in the last paragraph. This ensures a clear presentation of your book or novel and doesnt leave the reader confused.Example synopsisInvestigative reporter Mikael Blomkvist, from Stockholm, Sweden, wants to clear his name from a libel conviction over a story he wrote about a powerful man named Hans-Erik Wennerstrom. Following his trial, Blomkvist is focused on clearing his name when he receives a mysterious phone call from a lawyer representing Henrik Vange r, the retired CEO of Vanger Corporation, requesting Blomkvists presence. In that meeting, Vanger reveals details of the mysterious disappearance of his 16-year-old grand-niece, Harriet Vanger. Vanger then requests that Blomkvist solve the puzzle, with generous financial compensation along with the necessary documentation Blomkvist needs to prove that Wennerstrom is indeed a criminal.Meanwhile, Lisbeth Salander, a 24-year-old hacker, is tasked with investigating Blomkvist as a private investigator for Milton Securities- a job she was able to secure through the help of her guardian, Holger Palmgren. It is revealed that she came from a troubled childhood and her lack of cooperation caused her to be declared mentally incompetent as a young girl. Her life is further threatened when her guardian has a stroke and she is placed under the guardianship of Nils Bjurman, a sadistic man who rapes her repeatedly. Salandar blackmails her guardian to get control over her own finances and is offere d a chance to join Blomkvist in his investigation of Harriets disappearance.Salandar and Blomkvist discover that Harriet was not killed, but she had connected murders of women across Sweden in the 1940s, 50s, and 60s to Bible verses from Leviticus. They eventually learn that Harriet suspected her father, Gottfried Vanger, and her brother, Martin Vanger (the CEO of Vanger Corporation) were the murderers and fled to escape her brother who (like his father) violently raped her. Salandar and Blomkvist confront Martin, resulting in his suicide, and then find Harriet in Australia to tell her he is dead and reunite her with her uncle (Henrik).Blomkvist is then given the information on Wennerstrom but is disappointed to learn that it is too old to be used in court. Salandar then informs Blomkvist that she has copied Wennerstroms computer onto her servers and he can access it all to write the article. Blomkvist then writes the article, as well as an extensive report on Wennerstroms corruptio n, as Salander siphons millions of dollars from Wennerstroms accounts into accounts of her own.Realizing her attraction and love for Blomkvist, Salandar decides to tell him but backs out as she sees him enter his apartment with another woman.

30 Baseball Idioms

30 Baseball Idioms 30 Baseball Idioms 30 Baseball Idioms By Mark Nichol The sport nostalgically known as â€Å"America’s Pastime† (though football now reigns supreme) is the source of many evocative idioms whose meanings now extend beyond the baseball diamond. Here are thirty of those phrases and their meanings when used past the warning track. 1. ballpark figure: a rough estimate 2. bat a thousand: a reference to a continuing series of successes, alluding to a baseball player who gets on base every time at bat 3. box score: a count or summary (from the chart on which a games statistical details are recorded; applicable to various sports but originating in reference to baseball) 4. bush league: a sports organization subordinate to the major leagues (referring to the usually rural locations of such teams; can apply to any sport but originated in reference to baseball) 5. curve ball: something unexpected (from the unpredictable trajectory of that type of baseball pitch) 6. go to bat for: support (from the notion of a batter contributing to his team) 7–8. hit a home run/hit one out of the park: be successful 9. in the ballpark: close; said of an estimate (compared to being within the confines of a stadium) 10–11. it’s a whole new ball game/different ball game: a reference to a changed situation 12. keep (one’s) eyes on the ball: maintain focus (compared to a batter concentrating on a pitch) 13. major league: significant, as in a reference to a company that is one of the leaders in its industry or line of business (from the fact that the major leagues are the pinnacle of achievement in sports) 14. off base: wrong, or on the wrong track (from the notion of a player not being in contact with one of the bases) 15. on deck: next in line (from the location designated for the next batter to await his turn) 16. out in left field: said of a person with an eccentric or unusual idea (from the idea of left field being a distant location) 17. out of (one’s) league: said of one who is trying to succeed in an area in which he or she faces superior competition or is striving to achieve too much (originally from baseball but applicable to many sports) 18. (hit it) out of the park: succeed (comparing a success to a home run) 19. pinch hitter: substitute (from the designation of a player taking another’s place at bat) 20. play ball: cooperate 21. play hardball: act aggressively (from the density of a baseball as compared to a softball) 22. rain check: a promise to make good on an offer (from tickets offered for rescheduled sporting events postponed by rain; originated in baseball but applicable to any outdoor sport or event) 23. softball: an easy, noncontroversial question 24. step up to the plate: take responsibility (compared to a player taking his turn at bat) 25. strike out: fail, especially repeatedly 26. strikes against (one): said of more than one disadvantage or mistake a person has against him or her 27. swing for the fences: perform with great effort or intensity (as compared to a baseball player trying to hit a home run) 28. three strikes and you’re out: a reference to someone being given three chances to succeed (analogous to the three strikes a hitter is allowed before being called out) 29. throw (one) a curve: surprise someone with something unexpected or not expected as presented (as compared to a curveball) 30. touch base: contact (compared to a player landing a foot on a base) Video Version Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Expressions category, check our popular posts, or choose a related post below:50 Incorrect Pronunciations That You Should AvoidExpanded and Extended20 Ways to Cry

Does understanding the political, economic and cultural relations Research Paper

Does understanding the political, economic and cultural relations among states help us determine the international business environment - Research Paper Example However, the reason why global interactions and their study has attracted so much attention is because a person in one country cannot say that he is immune from the affects of the global interaction, since the interaction is affecting people elsewhere. The interactions that take place on the international arena, therefore, encompass an array of fields such as the media, IGOs, trade agreements and business transactions (Salmon 289). Over the time, the field of business relations has undergone much change. Moreover, due to its diverse nature, it has been studied in great detail. The research conducted on the international business relations carried out between the states has found out that there is greater stress on the development of more accommodative and cooperative relationships between the involved parties. Governments share an interest in the development of healthy international relations in order to promote the business carried out and to achieve sustainable economic development . On the other hand, organizations of the partnering states are interested in the promotion of their trade and favor the development of mutual cooperative relations between the states (Grosse 3). The question arises that do factors that are determining the foreign relations of the states and the interaction that occurs between them influence business carried out between them. This paper explores the how political, economic and cultural relations between states impact the international business environment. International relations are defined in a number of ways. It is regarded and studied from a number of perspectives in order to gain more orientation of the global interactions that occur between states. The study came into existence in the early 1900s, and since then, it has been subject to a lot of scrutiny and has been the hotbed of debates relating to matters from international

Meego operating system Research Paper Example | Topics and Well Written Essays - 2500 words

Meego operating system - Research Paper Example The report evaluates various features in MeeGo operating system. The aim of developing MeeGo OS was to offer users a simple OS and enable them utilize the existing software on devices once considered unsuited to run some applications. MeeGo powered devices enable users go online as well as being entertained at home and when travelling. MeeGo OS provides users and developers a new platform useful in communicating, using office applications, and playing multimedia files. The OS incorporates rich features integral in mobile devices like graphic based applications and computation technology among others. MeeGo OS offers users an easy to use interface and also allows them to customize the OS fully. MeeGo OS was developed after the merger of Intel’s Moblin project and Nokia’s Maemo. MeeGo OS provides a vibrant environment for cross-platform creation of applications capable of functioning in various platforms, which promises to unite developers resulting in valuable services and applications. The operating system can run on various hardwar e like mobile phones, in-vehicle, net books and smart TV as well as tablets and devices sharing the same OS internals but different user interfaces. Mobile distribution for the OS supports isolated executions and implements a trusted framework, which is OS-protected although third party developers are unable to access it (Guruprasad TV, n.d). This evaluation illustrates the separation of OS into various layers useful to developers as well as user experience. Layer view is made up of 3 layers: Application API, User experience and Core operating system layers. User experience layer supports multiple platform segments. This layer offers application framework for every device profile. On the other hand, application layer contains MeeGo API, which incorporates the interface useful in developing applications. The latest application layer in MeeGo OS incorporates Qt mobility 1.0, Qt 4.7,

Emotions and the Brain Essay Example for Free

Emotions and the Brain Essay The organization of perceptual systems is identical to that of motility. Perception does not occur through a constructive phase of in-processing that begins in koniocortex. Rather, it develops in the reverse direction over a series of levels to a koniocortical end phase. In other words, the process of object formation unfolds in a cognitive sequence leading from a brainstem preobject through a limbic and generalized neocortical phase, to a final modeling achieved through primary visual cortex. The presumed role of frontal cortex in the elaboration of action structures, that is, the rhythmic or oscillatory components of an action, can explain other seemingly non-motor phenomena which occur with frontal lobe damage. For example, perceptual disorders may arise, not from a primary deficit of perception, but from impairments in the visual exploration of space, including changes in visual search, orientation, and ocular displacement. Two aspects of dynamic systems theory deserve specific mention here; the first is the emergent quality of Jungs methods. Amplification is an intentionally non-linear circumambulation of an image or psychic content; it operates by allowing contextually meaningful associations to be gathered up and enter consciousness. The concept of the limbic system as the focal brain division that must be investigated in order to understand emotionality. The medial surfaces of the telencephalic hemispheres (including cingulate, frontal, and temporal lobe areas especially the amygdala) and interconnections with septal, hypothalamic, and central-medial brain stem areas as part of the neural landscape that constituted the emotional brain. Cortical control of primitive behaviors and basic emotions has been achieved in several ways. One way was for the cortex to extend emotions in time by allowing organisms to dwell on past and future events. The organizational principle that has been most commonly used to summarize the neural infrastructure of emotional processes has been Paul MacLeans concept of the triune brain. According to the classic version which offers a conceptual cartoon of the major layers of neural development, the functional landscape of the brain is organized in three strata of evolutionary progression. Although humans have the largest frontal lobes of any species, dolphins have a massive new brain area, the paralimbic lobe, that we do not possess. The paralimbic lobe is an outgrowth of the cingulate gyrus, which is known to elaborate social communication and social emotions (such as feelings of separation distress and maternal intent) in all other mammals. We should always keep in mind a key conceptual distinction when we consider brain operating systems, namely, how open or closed are these systems in relation to environmental influences FLA loop The neural substrate of language consists of a complex hierarchical system of levels corresponding to stages in neocortical evolution. The system has an anterior (frontal) and posterior (temporo-parieto-occipital) component. The two main classes of aphasia, the non fluent and the fluent aphasias, refer to these components, while the various aphasic syndromes within each class point to different levels within the anterior or posterior sector. The structure as a whole develops out of medial and paraventricular formations through several growth planes of limbic and paralimbic (transitional) cortex to a stage of generalized (association, integration) cortex. The organization of perceptual systems is identical to that of motility. Perception does not occur through a constructive phase of in-processing that begins in koniocortex. Rather, it develops in the reverse direction over a series of levels to a koniocortical end phase. In other words, the process of object formation unfolds in a cognitive sequence leading from a brainstem preobject through a limbic and generalized neocortical phase, to a final modeling achieved through primary visual cortex. In a fashion similar to that of the frontal sector, the perception leads from a global pre-object in a unitary field at a preliminary level to the final more or less contralateral hemifield representation at a koniocortical end stage. (Christianson, 1992) Impaired initiation with lesions of mesial or orbito-frontal cortex may involve the action as a whole, or partially. The patient may be unable to initiate any action (akinetic mutism) or show hypoactivity, inertia and lack of spontaneity. These latter symptoms may represent attenuated forms of akinetic mutism. Perhaps, the degree of encroachment on, or distance from, core regions of frontal limbic cortex (e. g. , anterior cingulate gyrus) determines the extent of hypoactivity. In the partial disorders there is difficulty initiating a vocal act (mutism, transcortical motor aphasia) or limb action (alien hand, SMA syndrome and related disorders). Perseveration also occurs with damage to frontal limbic areas and is related to disturbed initiation. The persistence of a performance is the other side of an inability to go on to the next. Impaired initiation may occur without perseveration, but it is questionable whether the reverse is true. In fact, in perseveration, the initiation deficit often seems primary, for perseveration is greater for tasks which are more difficult, and it tends to involve previously successful performances. (Christianson, 1992) With convexity lesions the action is disrupted at a stage subsequent to its activation. Derailments occur at serial points in the unfolding of the action toward a goal. Apraxia, a substitution or defective selection of partial movements with lesions of left premotor cortex, is due to an alteration of motor timing, or a change in the kinetic pattern for a particular motor sequence. Other frontal disorders may have a similar basis. Agrammatism, dysprosody and expressive amusia probably represent the disruption of an oscillator which elaborates the rhythmic or prosodic contour of an utterance or vocal action. The presumed role of frontal cortex in the elaboration of action structures, that is, the rhythmic or oscillatory components of an action, can explain other seemingly non-motor phenomena which occur with frontal lobe damage. For example, perceptual disorders may arise, not from a primary deficit of perception, but from impairments in the visual exploration of space, including changes in visual search, orientation, and ocular displacement. The lack of drive or motivation in frontal patients can also be approached from a motor standpoint. I have suggested that base levels in the action elaborate the experience, or feeling, of drive and that this experience, like the Innervationsguhl of Wundt, arises as an accompaniment of the action development rather than as an energy or a force which is only an underpinning. In other words, drive undergoes a development together with action. Some actions appear to be motivated by drives or instincts, others are purposeful or goal-oriented, and still others are volitional, in the sense that decisions are made, actions can be delayed and even witheld in pursuit of a goal. My guess is that these feeling states drive, purposefulness, volition correspond with evolutionary levels in the action development, and that this is why damage to the action structure impacts on the feeling state specified by the damaged processing stage. (Lazarus, 1991) Actions also elaborate intentions, the feeling that one it an agent who acts on an environment. This is part of the temporal unfolding of the action and its continual surge toward a future state. It is the basis for our distinction of passive and active movements. This feeling, and the other affects which the action generates, are bound up with the sense of anticipation and forward growth. The loss of, or a change in, this direction toward the future has the consequence of a greater responsiveness to ongoing stimuli and an apparent tendency to live for the immediate present. The loss of this active or volitional relation to the world is, ultimately, the most profound effect of damage to the frontal lobes. The action unfolds into the volumetric space of limbic cognition, a space of dream and hallucination. The action moves outward beyond the body itself to an extrapersonal field of body movement that is still part of and continuous with subjective mental space. This is not a grasping or manipulation space, for objects have not yet exteriorized. The emerging action is read off into keyboards innervating the proximal musculature. Actions leave the body axis and are distributed through the proximal muscles into the space around the body or onto the body itslef. At this stage, the first separation appears between perceiver and object, actor and object acted upon, agent and action. The motor envelope differentiates into partial actions, objects begin to clarify, and space begins to expand, fractionate, and draw away from the perceiver. (Lazarus, 1991) The role of limbic mechanisms in action is brought home even more clearly by conditions in which there is damage to limbic-derived neocortex on the mesial aspect of the frontal lobe. Bilateral damage to the anterior cingulate gyrus gives rise to a state of akinetic mutism resembling that which can occur with damage to the upper brainstem. The patient appears to be in a catatonic stupor and, as in catatonia, there are periodic bouts of excitement that give way to a persistent vegetative state. Stimulation of this region in man produces motor and affective responses suggestive of a primitive or archaic level in behavior. Stimulation adjacent to the anterior cingulate gyrus in the supplementary motor area (SMA) causes iteration or arrest of vocalization and proximal movement, especially of the upper limbs. With damage there may be a release of automatisms and primitive synergies of the arm and hand (alien hand) or difficulty initiating action with the arm though strength and coordination are intact. There may also be difficulty initiating speech. This can lead to selective mutism or selective akinesia, that is, ambulatory mutism or good speech with imparied initiation of limb movement. Selective difficulty initiating movements with the lower extremities occurs in the so-called gait apraxia, or magnetic gait, often associated with hydrocephalus. (Wilson, 1983) In the microgenetic theory the SMA mediates preparatory stages in action generation prior to conscious awareness. Lesions of this area disrupt speech, limb, and body action in a common manner early in the processing of the action, prior to the specification of constituent movement patterns. The disturbance of speech was viewed as motoric, not linguistic or propositional. In the microgenetic view, each response represents a bundle of action structures, consisting of the series of stages through which the action develops. Pathology disrupts the action at different points in this process. The site of the lesion determines the point in the sequence that is disrupted, and this point or processing stage constitutes the symptom or abnormal behavior. Microgeny maps onto patterns of phyletic growth. The structure of an action and the symptoms that correspond to levels in this structure are distributed over stages in forebrain evolution. Damage to older orbital and mesial frontal limbic formations leads to impaired activation (response bias or perseveration and lack of initiation), damage along the convexity leads to derailment of the action after adequate initiation (distractibility, apraxia, and confabulation), and damage to premotor and motor cortices leads to a defect in implementation of distal targets (misarticulation, clumsiness, and weakness). Specifically, the evolutionary progression from limbic to motor cortices retraces the sequence of processing stages in the microtemporal elaboration of an action. Seizures involving mesial frontal limbic cortex can lead to stereotypical actions of a purposeful type, such as scratching ones head, manipulating imaginary objects, or pacing. The alien hand syndrome also represents a type of released automatism. Here a more complex integrated behavior of a purposeful but not volitional type is associated with damage or stimulation to zones intermediate in the action microgeny. The inner relationship between (impaired) initiation and (released) automatism recurs but now in the context of a more differentiated action pattern, involving segmental or vocal movements. Non-Linear Dynamic Systems. Two aspects of dynamic systems theory deserve specific mention here; the first is the emergent quality of Jungs methods. Amplification is an intentionally non-linear circumambulation of an image or psychic content; it operates by allowing contextually meaningful associations to be gathered up and enter consciousness. As the limit of personal associations is reached, if further analysis is required, the net is widened to include cultural and archetypal elements. For this expansion to remain clinically relevant it must offer an experiential dimension as well as being an intellectual event; affective involvement is crucial, as will be discussed with dream work. A precondition for entering a state of (analytic) consciousness that can facilitate a mutative employment of transpersonal material was noted by Jung and more fully discussed by Bion, the suspension of ordinary knowing this link between Jung and Bion was delineated by Fordham along with a number of other areas of overlap between them. All psychoanalysts looking at the applications of infant research to adult analysis, subscribe to variants of an emergentist paradigm grounded in non-linear dynamic systems. Sanders ideas about paradox and polarity are resonant with Jungs core perception of the dissociability of the psyche that leads to his theory of complexes with the consequent aim in analysis to foster synthesis and integration via the transcendent function. Every living system must cope with uncertainty that places it in a state somewhere between continuity and change, core polarities for Sander. In the therapeutic setting, fluctuations in relational certitude and doubt provide an emergent edge through which the co-constructed third of the relationship becomes the locus of the transcendent function. The system radically expands our understanding of transference and points to the creative possibilities inherent in a â€Å"new† experience. Which complexes are constellated in the analyst, in the patient and between them at such moments should likely be considered.

Abortion - Slaughtering the Young :: abortion argumentative persuasive argument

Abortion - Slaughtering the Young Abortion, the easiest way to fix one's mistakes. I mean, if one is going to screw around and accidentally get knocked up, why should they have to be responsible for the outcome of messing around. Why not just murder the unborn child. That is what goes on daily, slaughtering of young, innocent children, that if born, would easily find a home. What did they [the unborn child] do wrong? Oh nothing, it's just that the mother and/or father are just so lazy and irresponsible that they would rather see their child be butchered than have to change it's diaper or feed it. Society today does not respect life and therefore accepts the murdering of unborn children. A major factor that is missing is society in today's world are moral values. If people actually had morals, then abortion might not occur. No matter what anyone argues, abortion is murder, plain and simple. How could one deny that when a doctor grabs his forceps and crushes a child's skull and sucks out what was once a brain, how could they say that is not murder, how could someone get away with doing this. Then again people ask that same question about OJ. There are many abortion-slaughter techniques that are used today. Examples are the Dilatation and Curettage (D&C) where a loop shaped steel knife is inserted and the child is cut into pieces, also there is the Dilatation and Evacuation (D&E) where the doctor uses forceps with sharp metal jaws and tears the child apart, piece by piece. Usually the head is hardened to bone and must be compressed or crushed in order to get it out. Another highly controversial technique that is getting a lot of publicity nowadays is the partial birth method. This procedure in performed in the second and third trimesters of pregnancy or between 20 to 32 weeks, sometimes later. Now according to Abortion: Some medical facts, a book printed by the National Right to Life, the partial birth technique is performed like this: "Guided by ultrasound, the abortionist reaches into the uterus, grabs the unborn baby's leg with forceps, and pulls the baby into the birth canal, except for the head, which is

How to Overcome a Challenging Obstacle

How to Overcome a Challenging Obstacle in Your Everyday Living. Amethyst K. Oliver Baker College of Clinton Township Composition I Andrea Nienstedt How to Overcome a Challenging Obstacle in Your Everyday Living. Overcoming a struggle is normal for everyone. People should not be ashamed of what they are not good at; we have to look at the fact that each individual is not going to become good at anything so easily like we want it to be. It is always good for a person that wants to really learn something they believe they will be become stronger at.It takes take time and patience. I personally believe for the individuals that are the ones that can’t accept the fact when someone makes a mistake they are not understandable. Dealing with difficult people is very common in life, sometimes we have to figure out and understand the ones who tries to criticize others-what makes them behave the way they do. I think being assertive is always the right thing to do. I’m going to discu ss what Sedaris’s obstacles in this essay were and also discuss more about my few obstacles that was related to Sedaris, personally.Reading what David Sedaris was going through in the essay he wrote, called â€Å"Me Talk Pretty One Day,† the one thing I can relate to that is that I know how it definitely feels to think that you are so alone in a new environment redundant. Personally, I went to two different high schools and I was afraid of meeting new people at first; I was never used to switching schools. I had always stayed at the same school, but I had realized in the near future I would had to face up my fears and socialize with different individuals, different ethnicities.At my last high school, I felt so alone. Everyone at the school had their own â€Å"cliques;† I was always to myself, from the time I started there until the time I was finished. I would try to socialize with some of the people, but I would have this thought that they probably werenâ€℠¢t going to like me. Honestly, there were some people that I kind of wanted to hang around with but they were too stuck-up. I told myself I would never try to please other people if they don’t want to become my â€Å"friend. † Sedaris went to a school in France just to learn and experience a new language: French.When he arrived, he was sadly stuck with a teacher who was abusive and said nasty things to him and other individuals. All of the things that she was saying were frustrating him; he tried to not let her vicious words get to him. He thought he was all alone, in this crazy teacher’s world, when one day he came in to see everyone huddled together talking a language to each other. In addition to that, close to the end of the essay he was finally able about to speak their language just because of the contention that happened in the classroom between his teacher and one of his classmates.I’ve learned from the Golden Rule: â€Å"Treat others the way you want to be treated, respect is earned not given. † Basically what this verse in my own personal experience that I’ve dealt with in my life as I am going to explain about is if there was something that I did not know how to do but another individual doesn’t respect nor understand you are learning something for the first time and they judge you so bad just because my learning skills were different than theirs, they don’t understand the true meaning of fairness.The importance of everyone is not always going to be talented at every single thing, which that does not make them a bad person. Whenever I start learning something that is new to me I always ask someone to help me get through it most will always give back and help me with what they need to do, and majority may not. For the people that would criticize I will not be able to succeed and make it out here in this life. I’ve learned that sometimes it can be hard not letting things get into you, but in order to become stronger you have to believe in yourself and think about the outcomes into figuring out, â€Å"What If? Most importantly, collaboration is very important. The more you and that individual collaborate the better you will be as far as reaching for success. Generally speaking, learning a whole new different language is not easy; there are so many concepts to learning a new language for many individuals to understand. Although, learning how to speak a foreign language that interests you is extremely important. You do not have to pay money or travel just to learn a foreign language, where if you go to school and they have a teacher who teaches one of the many foreign languages for free.When practicing on becoming better at learning a foreign language, there are different aspects into learning a whole new language, which includes with the grammar and pronunciation (the two important ones in composition. ) The pronunciation can become the bigger problem; it can be so ha rd to pronounce something that is new to you. â€Å"You exhaust with your foolishness and reward my efforts with nothing but pain; do you understand me (Sedaris, 2000)? † What Sedaris meant by that is he was tired of what this rude teacher had said to him, it was time for him defend what was right and let it continue. I know the thing that you speak exact now. Talk me more, you, plus, please, plus (Sedaris, 2000). † Two of the quotes in Sedaris’s essay, he meant was that he finally understood the language from after all the chaos and commotion that was going in the classroom and he told that teacher if she has something to say to him say it again. He wasn’t afraid to speak what was on his mind. Those were the two major quotes in Sedaris essay that really moved me and it made me realized with he was emotionally suffering with his deceiving teacher.He was proving his fact toward the teacher and he wasn’t going have her believe that he couldn’t speak out his â€Å"true feelings. † In this essay I’ve read, I believed that Sedaris is a hard worker that is trying his best to accomplish what he was trying to do. I believe that this teacher wanted everyone to get better at the language she was teaching but in my opinion she has to understand that everyone’s person learning skills are way different than others.Similarly, Sedaris and I had one issue in common and that was feeling like you are all alone in this world but really it does feel that way whenever you are at a new environment. Differences are not good or bad, but it is good to accept the fact that people do things differently is the first step to understanding what how they learn differently and with whom they truly are. Be willing to try new things and avoid criticizing others and not let him or her underestimate your abilities. Reference: Sedaris, D (2000) Me Talk Pretty One Day. Me Talk Pretty One Day (pp. 166-173) New York: Little, Brown.

How the Bill of Rights Affects My Life

In 1791, the first ten amendments to the Constitution of the United States, also known as the Bill of Rights, become ratified. The Bill of Rights contained freedoms that Americans held to be their inalienable rights, and were so important that before ratifying the Constitution many states insisted on a promise of amendments guaranteeing individual rights. It was created to set limitations on the power of the United States government, protecting the natural rights of liberty and property. The Bill of Rights affects every Americans life, in many different ways: it sets standards for people to live by, it gives us the right to be citizens, and it also gives us freedom of speech. The Bill of Rights gives citizens freedom, but it also crosses the line between right and wrong. It punishes those that have done wrong, and rewards those that deserve it. It basically sets boundaries, not just for the lower or middle class, but for everyone. It reminds me of the Ten Commandments; rules are set for the people of the land, and when those rules are broken, justice is served. The Bill of Rights also gives us the right to be citizens of the United States. Not just anyone can become an actual citizens, most aliens in the U. S. are illegal. Why? Because the Bill of Rights put a stop to them becoming legal; and while that has its positives and negatives, I believe that it’s a good thing that not everyone can become a citizen of our great nation. The culture, the history, the population, all of it would be different if just anyone was allowed in. I wouldn’t be the person that I am today. Lastly, the Bill of Rights grants us the freedom of speech. The liberty to speak our minds and say what we need to say. In so many countries freedom of speech is banned, and here, sometimes even I take it for granted. Freedom of Speech is saying what you believe needs to be said, whether good or bad, without being punished for it. So, as one can see the Bill of Rights not only affects my life, but it also affects the lives of others around me. We the people are so blessed to be citizens of this nation, and to think that our ancestors (somewhere way down the line) were the great minds that created the Bill of Rights. The Bill of Rights sets standards for people to abide by, it grants select people to become citizens, and it gives us the freedom of speech; but, those are just the highlights and there’s more to that book than just its cover.

Policy of Appeasement essays

Policy of Appeasement essays Was the Policy of Appeasement the right one to follow? Twenty-one years after the end of the Great War the Second World War broke out. The peace was not kept due to the impact of the Great Depression and due to the arrival on the World stage of aggressive foreign dictators who were determined to adopt aggressive foreign policies. Perhaps the turning point was in 1933 when Adolf Hitler became a chancellor of Germany, he intended to challenge the Treaty of Versailles. In order to placate Hitler, Britain and France adopted a policy of appeasement. There were many arguments for appeasement; one of these was that at first, many people felt there was some justice in Hitlers claims. The British accepted that the T of V was too harsh and felt that Germany should be treated with more fairness and be allowed to go back to a country accepted as a great power as it used to be. The T of V was basically abandoned in some aspects, from 1935 onwards they made the Anglo-German Naval Agreement, remilitarised the Rhineland-which was just seen by most people as Germany marching onto its own backyard and then allowed the Anschluss to occur in Austria uniting Austria and Germany which was simply the Germans achieving self-determination that was denied to them at the T of V. Everything Germany did was justified in one way or another and it was always believed that with just one more request or concession he would be satisfied and its demanding would stop. Britain and France wanted to keep the peace and avoid the chance of another war so they wanted to find peaceful solutions to Germanys problems, most Europeans placed their trust in the League of Nations and its idea of collective security. To keep the peace the idea of appeasement seemed like a good one to go ahead with but to make matters worse Italy and Japan were still coping with the impact of the Great Depression and would make it necessary to pr ...

Demagoguery and How to Pronounce It

Demagoguery and How to Pronounce It Demagoguery and How to Pronounce It Demagoguery and How to Pronounce It By Maeve Maddox As the 2016 US presidential election campaign slouches toward November, the words demagogue, demagogic, and demagoguery make frequent appearances in the media. For example, in a Sunday morning interview with Rachel Martin, NPR stalwart Mara Liasson remarked on the reaction of other Republican candidates to Donald Trump: â€Å"They’re talking about the demagoguery and the authoritarian, violent rhetoric.† What drew my attention to the radio interview was Liaison’s pronunciation of the word demagoguery. She pronounced the second g with a soft sound: /dem-uh-GAHJ-er-ee/. Both g’s in demagoguery are â€Å"hard.† The spelling gue is always pronounced /g/, as in tongue, league, and prologue. Demagoguery is defined as â€Å"the principles or practices of a demagogue.† In modern usage, a demagogue is â€Å"a political leader who appeals to the passions and prejudices of the mob in order to obtain power and further his own interests.† An unlimited Google search for demagoguery and demagogue gives the following results: â€Å"demagoguery† about 508,000 results â€Å"demagogue† about 484,000 results A search for demagogue limited to the year 2000 brings about 2,260 results. Of the ten summaries that come up on the first page of results, nine refer to definitions and discussions of the word. Only one refers to a politician as a demagogue: â€Å"He’s a Demagogue, That’s What He Is: Hodding Carter on Huey Long.† The Ngram Viewer goes only to 2000. On the graph, the word demagogue peaks in 1862 and then drops precipitately. Note: The noun demagogue is verbed by some speakers: Hes merely made use of an existing, flawed system to demagogue his way into the hearts and minds of angry low-information voters, of whom there are a lot. The OED and the Howjsay pronunciation site give /dem-uh-GAH-gik/ (both g’s â€Å"hard†) as the first pronunciation and /dem-uh-GAH-jik/ (second g â€Å"soft†) as an alternative pronunciation. Merriam-Webster gives only the hard g pronunciation: /dem-uh-GAH-gik/. Note: When I began this post, I did not think it necessary to remark on the pronunciation of the o in demagogue. However, a friend told me that she heard NBC’s Brian Williams pronounce demagogic with a long o as well as with a soft g: /dem-uh-GO-jik/. Broadcasting networks do have pronunciation guides. Perhaps their announcers don’t always remember to consult them. American pronunciation for the three words- demagogue, demagogic and demagoguery- is with short o (as in hot) and hard g (as in got): /dem-uh-GAHG/, /dem-uh-GAH-gik/ and /dem-uh-GAHG-er-ee/. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Spelling category, check our popular posts, or choose a related post below:Spelling Test 1How to Punctuate with â€Å"However†Is "Number" Singular or Plural?

Fair and Equitable Compensation Essay Example | Topics and Well Written Essays - 1000 words

Fair and Equitable Compensation - Essay Example â€Å"Fair and Equitable Treatment† is a standard originated from the 1948 Havana Charter for an International Trade Organization. It provided that foreign investments should be given just and equitable treatment through the promotion of bilateral or multilateral agreements on certain measures and in the treatment for an enterprise, skill, capital, arts and technology coming from a member country to another (Yannaca-Small, C., n.d). Today, the definition of the treatment is not as far from its instigation when applied to the standard in the workplace. Simply put, it is a standard that makes sure every establishment should facilitate an equal distribution of skills, arts, technology with regard to the need of an employee to be able to do a job well. Also, it determines the right of each company to determine just terms of admission and ownership of investment or compensation for every employee. A personal consideration of fair and equitable compensation could be seen in two pers pectives- the employer’s and the employee’s. A part of its provisions for employees would be to grant them at least a minimum wage which is set by a state’s government. This depends on the type and level of job one is hired to do. Also, it entitles an employee to have a chance to advance in their chosen position through job evaluation done by one’s direct boss, to know whether they are performing under or over the expectations of a certain job description. The Fair Labor Standards Act (FLSA) also sets the criteria for an employee’s benefit of getting an overtime pay. The only exemption to this would be a modified employee’s salary level based on the nature of work done that should be stated in the contract signed by the employee (Compensation and Benefits Policy, n.d.). This holds that full-time employees should receive extra payment for work done outside office hours while non-regular employees do not receive an overtime pay. Salary apprais al is another thing that is included in the fair and equitable compensation for employees. This should be done through annual performance review to regulate whether a certain employee should be considered an asset that lawfully deserves to be rewarded. Benefits, aside from salary appraisal should be granted for regular employees such as life insurance, accident insurance, flexible spending accounts, dependent care assistance, sick leaves, vacation leaves, bereavement leaves and etc, depending on the company (Compensation and Benefits Policy, n.d.). On the other hand, as fair and equitable compensation protects the rights of employees, it also provides guidelines of employers’ rights to be compensated justly, though not monetarily but through a measure of service and integrity. Some of which would be the right to demand for the agreed services expected from an employee at a certain time range per day, to call employee’s attention and push them to perform under their aut hority. Another would be to demand and at the same time punish an employee through expulsion or dismissal for disobedience to carry out work instructions and company rules, inability to display good behavior in the workplace, inconsistency, lack of loyalty and integrity, disclosure of confidential documents, theft of company property and etc (Employee & Employer Rights | Most Recent Publications, n.d.). Indeed, both parties deserve to have rights that are

Discussion prompt Essay Example | Topics and Well Written Essays - 500 words

Discussion prompt - Essay Example In effect, Henry is saying that going to college is a mere excuse to party where students do not learn anything except to have fun. College is reduce to a mere rite of passage and not a way where can be enlightened or educated. When Henry mentioned that college is a mere rite of passage, it was in fact a statement of condescension if not derision because college is no longer a source of education where one can learn and get better but something that a person has to go through just like a ritual. And one does not necessarily learn anything when he passed through a ritual. When it is reduced to a mere rite of passage, it is like comparing college to male circumcision which is a rite of passage among males in certain societies to become â€Å"certified adult†. I do not necessarily agree with Henry that college is a mere rite of passage because people who go there have actual cognitive intelligence to overcome the academic rigors of college. There mere act of going there and going through the entrance tests are already enough justification that people who go to college are educated and has the right attitude to succeed in life because of their effort to be better through academic institution. Even assuming for the sake of argument, people who go to college are generally educated even without the formal credentialing compared to those who did not go to college. This attests that college is not a mere rite of passage but rather an actual learning process where students study to be

Nursing Shortage Essay Example | Topics and Well Written Essays - 1000 words

Nursing Shortage - Essay Example A few nurses are ready to help the distressed individuals due to many reasons and scarcity of nurses is creating many impacts on patients as well as the healthcare industry. This study has been selected to scrutinize the impact of nurse scarcity on the health care industries to convey ample health care assessment, diagnosis and treatment services to patients. The evaluation of the required number of nurses because of the patient to nurse ratio and availability of floor nurses is crucial in terms of getting the right considerations to the problem (Dinsdale, 2004). Chapter 2: Literature Review†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦..14 Nursing Staff Shortage and the Hospital Management†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...14 Post Training†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦15 The shortage of acute care nurses is one of the primary concerns in the healthcare industry across the world. The issue has created a substantial impact on the fitness activities efficiency in hospitals and healthcare centers. Several studies have shown that the nursing graduates entering in the nursing profession and those who are still in the occupation are not enough to facilitate the hospitals and patients. The healthcare professional shortage is one of the chief impediments in the achievement of United Nation’s Millennium Development goals to remove poverty, hunger, improvement of education systems, reduction in morbidity, and mortality as written in the guidelines of the year 2004 that are provided by the international nursing council (Littlejohn, Campbell & Collins-McNeil, 2012). The problem of shortage of acute care nurses has a relation to the past historical staffing, appointment, resources, nursing demand estimation, and nursing concerns for healthcare services of a country. The issue of shortage of nurses is not easily measureable and demands extraordinary planning and requirements. The relative

Rent-A-Captive Insurance Company Development

Rent-A-Captive Insurance Company Development A Critical Analysis of the Benefits, Risks and  Implications of Creating an Off-shore  Rent-a-Captive Insurance Company in Bermuda. Contents (Jump to) Abstract Chapter 1    Methodology Chapter 2 –   Research Process Chapter 3 – Findings and Evaluation of Findings 3.1 Captive 3.2   Analysis of Benefits, Risks and Implications 3.3 Rent-A-Captive 3.4 Pestle Analysis 3.5 Porter’s Five Forces Abstract The potential for utilizing a rent-a-captive facility in Bermuda represents a method that is a business proposition to examination the risks, benefits and implications of utilizing this as a viable strategy. Inherent in equating any strategy are its suitability, ease of entry and exit as well as costs and weighing these against the learning curve and relative benefits that will accrue in best and worst case scenarios. To reach such a determination, the examination will employ a number of strategic as well as financial tools, along with the advantages and disadvantages of the methodology to determine its viability in a general, specific and overall sense. The use of any business strategy has either direct and or indirect implications which represent variables that must prove their worth in their ability to further the overall aims, objectives and purpose of the entity and to be particularly of benefit in adverse economic conditions and or unforeseen occurances. The preceding tough evaluative climate represents the acid test via which to effectively prove or disprove its potential worth to the enterprise. A ‘captive insurance company’ represents an entity that is set up for the limited purpose by parent insurance companies to finance risks from the main organization and or its subsidiaries (Bawcutt, 1997, pp. 8-9). Rather than representing a new concept, captive insurance companies have been around since the mid 1870s, borne out of ‘protection and indemnity’ clubs of that period which offered marine insurance in coverage of third party liabilities as well as expenses emanating from either operating or owning ships as a principle (Braithwaite and Drahos, 2000, p. 157). The preceding was a result of the passage of the Lord Campbell Act of 1846 (Alabama Law Review, 2004, p. 884), which â€Å"†¦ was enacted by the English Parliament †¦Ã¢â‚¬  and titled the ‘Fatal Accidents Act of 1846’ whose purpose was â€Å"†¦ to alleviate the harsh results †¦Ã¢â‚¬  from either serious injury or death on ships during that period (Alabama Law Review, 2004, p. 884). Claim liability potential was increased as a result of the flood of immigrants traveling to the United States as well as the higher value of cargos and injuries to crew members. The Protection and Liability Clubs pooled resources to cover claims arising from the passage of the act and minimize exposure for the primary insurance carriers such as Lloyd’s of London (Alabama Law Review, 2004, p. 884). Captive insurance companies can be utilized to provide insurance coverage for commercial purposes, as well as industrial and governmental entities to insure either all or part of the risks facing an organization (Geisel, 2004). Captive insurance companies also can be formed as a result of companies that have similar business risks joining together to pool said risks in a cost effective manner to have the needed insurance coverage for these types of areas (Geisel, 2004). The increased growth in this industry segment is a result of the change in the way businesses and organizations see the way to finance their risks as it represents a more flexible approach against potential losses, augmenting catastrophic risk that is covered via conventional means (Sammer, 2001). Critical to the preceding is understanding that insurance represents â€Å"coverage by a contract binding †¦Ã¢â‚¬  one party to â€Å"†¦ indemnify another against specified loss †¦Ã¢â‚¬  as a return for pr emiums paid covering said insurance (Houghton Mifflin, 2006). It, insurance, represents a form of ‘risk management’ that is a hedge against some type of financial loss that has a probable incidence of occurring, thus insurance represents the transfer of this risk from one entity to another as a result of the exchange of premiums calculated based upon the potential of occurrence. The preceding summary will provide an understanding of the purpose and niche regarding captive insurance companies as well as how they fit into the overall realm of the insurance industry represents important background information that is germane to the topic of ‘a critical analysis of the benefits, risks and implications of creating an off-shore rent-a-captive insurance company in Bermuda’. Chapter 1 – Methodology The methodology that will be utilized in this examination will consist of understanding the nuances involved in the process of single parent captives as well as rent-a-captives to determine the subtle and or obvious differences that represent either positive or negative factors which a company would need to be aware of as well as consider to have a full understanding of the process. Inherent in such is the understanding of the legal, business, regulatory, financial, operational and administrative facets of the process and how these impact upon each other in the utilization of a rent-a-captive facility. The preceding represents a broad based understanding as well as in depth with regard to the benefits, risks, implications and related factors. In equating such this examination will employ such tools as Porter’s Five Forces framework, a SWOT analysis, as well as a Pestle Analysis and a discussion of the Balanced Scorecard to aid in reaching a determination of the foregoing. The limitations to the methodology may be in that the tools of analysis are not directly suitable to analyze the process, and or they may be too many business, operational and or industry variables to enable equating if the process is or will be effective in all or most instances. The methodology is limited by the complexity of the problem in that the decision branch tree factor may be too large to adequately cover all of the potential nuances and aspects which might be important. As the basis for the study is the suitability of a certain structure for potential utilization, the methodology is thus simplified into gathering and comparison as a means to uncover the basics and related detail factors which appear in multiple sources. Chapter 2 Research Process The research process will consist of secondary measures utilizing books, journals and online sources to provide a wide cross section of ideas, viewpoints, concepts, theories and practices to ensure that the salient foundational information is based upon the true and actual conditions present. Through a comparative analysis entailing systematic methodologies of collecting, review and analysis of data, the foregoing will provide for such an outcome. Yin (1994) advises that in conducting research, one should seek to equate the positioning of such against real life phenomenon by virtue of gathering a number of viewpoints to reach a balanced understanding. Yin (1994) also adds that the broader the examination, the better will be the grasp of the information and thus conclusions reached. Maxwell (1996) supports Yin’s (1994) approach and cautions that quality is more important than quantity, thus the research process will seek to weed out lesser sources in favor of more established ones through a comparative process. The preceding represents the suggested approach as put forth by Lieberson (1991), as well as King et al (1994). As the subject represents a pragmatic consideration whereby theory is less important, the comparative analysis of sources is easier as the base information should be relatively close, if not identical, depending upon the jurisdictional locale. Said variable renders the research process as relatively straight forward. Chapter 3 – Findings and Evaluation of Findings In examining the subject matter, background information as well as facts, details and information pertaining to the field of captive insurance companies is an important foundation to understanding the benefits of a rent-a-captive as a comparison. The forgoing includes an understanding of the jurisdiction in which the rent-a-captive is located. 3.1 Captive 3.1.1 Bermuda Bermuda’s entrance into the international insurance market got its start in 1947 when it was selected by C.V. Starr â€Å"†¦ as the location for his American International Company, Limited (Bermuda Market Solutions, 2005, p. 3). The captive concept was promulgated by Fred Reiss in the mid 1960s as â€Å"†¦ an insurer owned by a non-insurance parent †¦Ã¢â‚¬  (Bermuda Market Solutions, 2005, p. 3) which was established to finance the insurable exposures of the parent. Bermuda is the global leader in the captive insurance market, growing dramatically during the 1980s as a result of group captives that were created to permit smaller companies to align with those of similar interests to thus gain greater control over their insurance through the pooling of risks (Bermuda Market Solutions, 2005, p. 3). One of the largest of these was the OIL Insurance Ltd. that was formed by petroleum companies in the early 1970’s as a result of difficulties they were facing in the property insurance market. Table 1 – Total Insurance Assets for all International Insured’s (in billions) (Bermuda Market Solutions, 2005, p. 3) Bermuda, is the premier domicile for captive insurance companies as well as rent-a-captives with in excess of 1700 insurers (Lowtax.net, 2004). The captive insurance market has slowed over the last couple of years in contrast to its rapid growth pace of the late 1980s and 1990s with other locales offering similar advantages thus effectively bringing its share of the global market down to approximately one third of all captives from a high of 40% in the mid 1990s (Crombie, 2005). Locations such as the Cayman Islands, British Virgin Islands, Hawaii, Guernsey, and Barbados as well as Dublin, along with an addition 45 other jurisdiction as well as a number of states in the U.S. have slowed Bermuda’s growth and market share as a result (Crombie, 2005). Other factors in this trend have been (Crombie, 2005): the increased popularity of risk retention groups whose small size, in general, does not make them really suitable for location in Bermuda, increased marketing by new jurisdictions such as Hawaii and Vermont which have the advantage of being American states, developments in the varied types of corporate vehicles that are available, notably segregated account companies, and lastly, the ways in which some jurisdictions count their captives, including those that have formed and not removing them once they have been dissolved. Another important consideration is cost. Bermuda is expensive and thus since cost does matter to smaller captives as well as those operating on slimmer margins, there selection of locale takes this facet into account. Bermuda’s client base primarily consists of large U.S., European and South American companies whose presence has been in that location for some time (Crombie, 2005). The cost is offset by Bermuda’s reputation, quality of professional expertise as well as the ease of access thus minimizing the cost variable over the long term as a result of the foregoing and the locale’s stability. Another factor that must be considered with respect to Bermuda’s global positioning in terms of the attraction of new captives is the limited infrastructure on the island for residences, schools and traffic. Bermuda is basically more of an exclusive club which is based upon quality as opposed to quantity (Crombie, 2005). As the third largest insurance local after Ne w York and London, Bermuda’s new business formations in 2004 saw approximately 50% in the form of captives (Lowtax.net, 2004). The country is the number one location for segregated account companies with 83 that include 6,234 cells within cells as compared to 126 protected cell companies in all other locations as of 2003 (Lowtax.net, 2004). Table 2 – Captives by Domicile Year End 2002 (Towers Perrin, 2004) Table 3 – Leading Captive Domiciles (Elliott, 2005) The preceding represents data on captives as of year end 2002, thus accounting for the higher figures indicated above, showing captive numbers for domiciles mentioned as a comparison. 3.1.2 Rent-a-Captive Insurance Companies A rent-a-captive insurance company provides ‘captive’ insurance facilities to other companies for a fee and protects itself from any losses via individual programs that are further isolated from losses via other programs in the same company (Banham, 2001). Banham (2001) provides the analogy of thinking of a rent-a-captive insurance company â€Å"†¦ as a mall of stores †¦Ã¢â‚¬  and each store represents â€Å"†¦ the self insurance program of a particular company†. The rent-a-captive concept represents the fact that a company does not have to go through the procedures and regulations entailed with incorporating its own captive as it is able to lease one instead. The preceding represents a business rationale for creating an off-shore rent-a-captive insurance company, leasing out its existence. The concept of the rent-a-captive provides much of the same benefits that corporate owned captives do in that it provides (Banham, 2001): increased control regarding losses as a result of improved claims management, the ability to derive a profit from underwriting along with investment income from the funds that are set aside for claim reserves, various tax benefits, and avoidance of accounting and audit issues, which are the responsibility of the rent-a-captive sponsor. The advantages of the establishment of a rent-a-captive insurance company depend upon a number of factors on the part of the interested company. These aspects shall be discussed in the analysis of the benefits, risks, and implications of a rent-a-captive. 3.2 Analysis of Benefits, Risks and Implications In equating the reasons, as well as benefits, risks and implications of forming a rent-a-captive it is important to have an understanding of the reasons as to why captives are formed, thus providing an understanding of the benefits of a rent-a-captive. The following represent the foregoing (Elliott, 2005): To reduce and or stabilize cost Generally, the financing of risk under a captive lowers overall cost and aids in stabilizes costs long term as a result of being less susceptible to changes in the insurance market. Examples of cost savings are represented by the fact there is: no profit load, the reduction and or elimination of commissions to brokers, lower costs for administration, the owners in a captive share in all of the earnings through policyholder or shareholder dividends, a captive avoids costly insurance regulations as well as the exclusion of payments into residual market pools and premium taxes, savings in loss – cost is another area as captives serve to increase the awareness of risk management as well as cost awareness among top management. The savings benefits, in general, exceed the expense of both setting up the captive as well as administering it. Increase capacity and provide access to reinsurance A captive can access the capacity of reinsurance markets and might be able to provide more coverage limits than available within the retail market. An example of the preceding is whereby multiple insurers participate in what is termed as a slip to offer millions in added capacity which would not otherwise be available. A ‘slip’ is a binder that often includes more than one insurer. An example of the preceding is provided by Lloyd’s of London whereby the slip is passed from underwriting to underwriter to initial and subscribe to specific parts of a risk (captive.com, 2006). Control One of the reasons for the origin of captives is due to insurance buyers that were tired of the vagaries of the market regarding insurance and looked for more control concerning underwriting, rates, investments and claim settlements. Captives provided them with these benefits. Coverage An advantage of captives is that they can provide coverage to subsidiaries and other firms that might not otherwise be possible or available for such areas as professional liability, certain business risks and punitive damages. Rate and form freedom The benefits of special constructed wording can be written by captives as a guide for reinsurers to follow to thus provide coverage’s for obscure areas. Establishment of better than average claim experience As the claim history for a captive insured may be improved or batter than the overall class of business for an insurer in the commercial category, this aspect makes a sound argument for retention of that risk in this framework as opposed to the broader and poorer claims experience as a whole. Recapture of investment income and to accelerate and or manage cash flow The investment income derived from a captive may be completely or partially retained by the captive as opposed to staying with commercial insurers thus providing revenues that would otherwise be lost. Insurance accounting Special tax treatment accrues to insurance companies, such as tax deductible reserves for claims not paid and in the instance of life insurance reserves no taxes are paid on the internal build up of interest income. Tax deductibility Other tax advantages are possible such as in the case of multiple owners or insured as well as in the cases where the insured and shareholders are not the same. Another area is in the deductibility of premiums along with the deferred taxation of insurance income. Careful consideration of tax benefits need to be investigated prior to adding such advantages to the list of benefits. Perceived safety of formalized services As the books and records of captives are audited along with the claim reserves being under constant review by actuaries, investments managed by professionals and accounts that are maintained by managers that are independent, these services represent checks and balances with so many differing external factors checking the books and accounts that the system has extra measures of safety that in most cases is superior to other means whereby a number of these functions is performed in-house or by the same company. Favorable regulations Many captives are formed offshore to avoid certain unnecessary regulations concerning solvency. However, just as in onshore solvency regulations, offshore captive solvency regulations are designed to protect policyholders. In some instances this regulation is weak in offshore locales, which is not the case for Bermuda as well as the state of Vermont in the United States. Administrative tool for funding retentions In many instances, large organizations create captives to fund differences between their large corporate deductibles or retention and smaller deductibles or retention of its individual business units. Under the captive format the main organization is able to offer fixed cost rates that are above the smaller deductibles and balance the equation of as a result overall larger rate, thus spreading the deductible or retention and achieving savings. Risk management Captives provide the risk manager with more leverage than the annual cost allocation process. Innovative deals Captives can increase the access to certain deals, such as more creative loss portfolio transfers achieved by transferring liabilities from one balance sheet to another. Warehouse data Being in a captive can provide a tool for the collection of better as well as more data in support of its cost management efforts. An example of this is that a captive can be the central repository for what is termed common disability cost management for instances when an organization elects to finance certain employee risk benefits as well as worker compensation risks. Strategic partner support Coverage can be made available by organizations for their various business partners as represented by key suppliers and or customers, as well as independent contractors, etc. when the normal market pricing and or terms are not favorable. The preceding may very well provide tax management as well as profit advantages. Profit In some instances captives are created to underwrite the risks of a customer or to provide third party insurance. Such undertakings can provide and or add value to an organization as a result of tying the customer to the owner. Some of the preceding areas represent clear financial aspects as well as non financial operating areas which can in certain instances turn out to be as important or more important than the financial considerations in creating or utilizing a captive. The understanding of the benefits, advantages and implications of a captive are integral in the discussion of a rent-a-captive in that the reasons and rationales that are found in the former also apply to the latter. As such, a discussion of the structuring of captives is an important aspect to be considered in this context, as such aids in the understanding of a rent-a-captive. There are three primary aspects of captives, the financial, operational and of course personnel. Captive financial resources consist of premiums along with capital and investment income. The premiums and or capital can consist of non-investment instruments such as a letter of credit and these financial resources must be sufficient to accomplish three tasks (Geisel , 2004). First is the facet of financing the legal obligation as part of the insurance and or reinsurance agreements. Secondly, the financial resources must be sufficient to finance a reasonable level attributed to adverse development, and lastly, the financial resources needed to fund the expenses of operating the captive. It is important to understand that captives, as well as rent-a-captives operate in a somewhat similar fashion as traditional insurers. It, the captive, directly issues policies to insured’s, and or reinsurers via a fronting insurance company (Geisel, 2004). It also collects the premiums and pays claims as well as setting reserves aside to pay for legal obligations stemming from its insurance and or reinsurance agreements, and pay for the captive’s operating expenses, and dividends (Geisel, 2004). One of the advantages is that captives usually utilize a captive management company to run the day to day operations, maintain books and serve as the liaison with the regulators and Board of Directors (Towers Perrin, 2004). Captives also can and often do utilize specialty service providers, accountants, legal council and actuaries to aid in the operational aspects thus eliminating the need for finding, retaining, and setting up office space to house these aspects, which represent a considerable cost savings in internal administration. In terms of managing costs, captives have the following benefits and or advantages (Elliott, 2005): Actuarial Bermuda requires an actuarial analysis as an aspect of the feasibility study concerning the area(s) of insurance and or reinsurance being contemplated for setting up a captive. The premiums as well as losses are thus based upon this information and when the actuarial review has established a level of confidence in these figures, the captive will thus make a better impression on regulators, tax advisors and reinsurers. Bermuda requires ongoing actuarial analysis. Expenses In most circumstances a captive should be able to operate in a more efficient manner than commercial insurance companies. The captive’s expenses should be in the area of below twenty percent of premiums, unless loss control dictates a higher ratio. Investment It is a general practice among captives to set premiums to reflect the time value of cash in the assumption that the investment returns will closely approximate the amortization of the premium discount over time. The captive investment policy should thus be in keeping with the assumptions that are utilized to set premiums. 3.3 Rent-A-Captive The foregoing analysis and details concerning captive insurance companies provides the needed foundational and structural information to better understand the nature of the entity and thus the implications, benefits and other facets associated with electing to utilize a rent-a-captive format. Given the preceding, the reasons and rationales for electing to choose a rent-a-captive format takes on increased meaning. Rent-a-captives represent the fastest growing segment of the captive category and the indications are that they will continue this trend and become even more broadly utilized in the future (International Risk Management Institute, 2004). Large corporations usually establish a captive to aid in the underwriting of its risk as well as to assume portions of its losses based upon the prospect of making or deriving a profit from these operations (Elliott, 2005). In essence, the corporation enters the business of insurance in an attempt to gain control over its losses as well as t o lower the cost of its insurance as a result of deriving a return of profit from underwriting and or investment income. Smaller companies lacking the financial resources to cover the costs of setting up and meeting requirements for a captive can derive much the same benefits through renting a captive as the alternative to receiving the indicated benefits from their insurance program(s). Rent-a-captive insurance companies are in general funded, created and â€Å"†¦ rented by insurers, brokers or groups of affiliated businesses† (International Risk Management Institute, 2004). The determination as to whether a rent-a-captive represents a viable as well as sound proposition is dependent upon a number of facets that can be summarized as follows (Geisel, 2004): size of the company considering utilizing a captive, or rent-a-captive, the amount of losses it ha